Statutory disclosures

Everything a regulator would ask us for, in public.

Armor is operated by YB Technologies Private Limited, registered with the Securities and Exchange Board of India as an Investment Adviser and as a Research Analyst. This page carries our registration particulars, investor charter, complaints data and grievance redressal process. Complaints data is for the month ending September, 2026.

SEBI registrations

SEBI Registered Investment Adviser

INA000023223

Registered name: YB Technologies Private Limited
Type of registration: Non-individual
Validity: September 07, 2026 - Perpetual

Verify on SEBI’s register

SEBI Registered Research Analyst

INH000029908

Registered name: YB Technologies Private Limited
Type of registration: Non-individual
Validity: Perpetual

Verify on SEBI’s register

Registration particulars

SEBI Registered Investment Adviser Name: YB Technologies Private Limited
Type of Registration: Non-Individual
SEBI Registration No: INA000023223
Validity of Registration: September 07, 2026 - Perpetual
Office Address: 716, 25th Main, 11th B Cross Sector-1, HSR Layout, Bangalore, Karnataka, 560102
Contact Details: +91 9187521924
Email id: [email protected]
SEBI regional/local office address: 7th Floor, 756-L, Anna Salai, Chennai - 600002, Tamil Nadu.
Compliance Officer: Biswanath Patel
Trade Name: Your Armor

Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.

Registered entity and designated officers

Legal name: YB Technologies Private Limited
Brand: Armor (yourarmor.ai)
CIN: U62013KA2025PTC210032
GSTIN: 29AACCY1026B1ZQ
Registered office: 716, 25th Main, 11th B Cross, Sector-1, HSR Layout, Bangalore South, Bengaluru, Karnataka 560102, India
Correspondence address: Same as registered office
Principal Officer: Yogesh Tomar · [email protected]
Compliance Officer: Biswanath Patel · [email protected]

SEBI Southern Regional Office

Our SEBI regional office, for grievances you wish to raise directly with the regulator.

7th Floor, 756-L, Anna SalaiChennai - 600002, Tamil NaduSEBI investor helpline: 1800 22 7575

What we are registered to do

Investment advisory (INA000023223)

Financial planning and investment advice provided to clients under a signed investment advisory agreement, after risk profiling and a suitability assessment. Advisory is fee-only: we receive no commission or consideration from any product manufacturer or distributor in respect of the advice we give.

Research (INH000029908)

Research reports, ratings and recommendations on securities, issued with the disclosures required by the SEBI (Research Analysts) Regulations, 2014. Research is general in nature and does not account for the objectives or circumstances of any particular recipient.

What sits outside these registrations

Free tools on this website, including the Armor Score, scenario projections and calculators, are educational, are generated from the inputs you provide, and do not constitute investment advice or a recommendation. Account aggregation is carried out through RBI-regulated Account Aggregators with your explicit consent. Armor does not execute trades on a discretionary basis, does not hold client funds or securities, and does not offer portfolio management services.

Investor charter

SEBI prescribes an investor charter for each registration we hold. Each sets out our vision and mission, the services we provide, how to raise a grievance, your rights as an investor, and what is expected of you.

IA · INA000023223

Investor charter for Investment Adviser services

Read the charter

RA · INH000029908

Investor charter for Research Analyst services

Read the charter

Investor complaints data

Data for the month ending September, 2026, published as required by SEBI.

Investor complaints for the month ending September, 2026
Received from	Pending at the end of last month	Received	Resolved	Total pending	Pending complaints > 3 months	Average resolution time (in days)
Directly from Investors	0	0	0	0	0	N. A
SEBI (SCORES)	0	0	0	0	0	N. A
Other Sources (If any)	0	0	0	0	0	N. A
Grand total	0	0	0	0	0	N. A

Trend of monthly disposal of complaints

Trend of monthly disposal of complaints
Month	Carried forward from previous month	Received	Resolved	Pending
September 2026	0	0	0	0
Grand total	0	0	0	0

Trend of annual disposal of complaints

Trend of annual disposal of complaints
Year	Carried forward from previous year	Received	Resolved	Pending
2025-26	0	0	0	0
Grand total	0	0	0	0

Grievance redressal

If you have a grievance, you can reach out to our Support Team for assistance.

Escalation matrix

Grievance redressal escalation matrix
Designation	Contact person	Address	Contact no.	Email	Working hours
Customer Care	Biswanath Patel	716, 25th Main, 11th B Cross, Sector-1, HSR Layout, Bangalore South, Bangalore, Karnataka, 560102	+91 8377974764	[email protected]	Mon-Fri, 09 AM – 05 PM
Head of Customer Care	–	–	–	–	–
Compliance Officer	Biswanath Patel	716, 25th Main, 11th B Cross, Sector-1, HSR Layout, Bangalore South, Bangalore, Karnataka, 560102	+91 8377974764	[email protected]	Mon-Fri, 09 AM – 05 PM
CEO	Biswanath Patel	716, 25th Main, 11th B Cross, Sector-1, HSR Layout, Bangalore South, Bangalore, Karnataka, 560102	+91 8377974764	[email protected]	Mon-Fri, 09 AM – 05 PM
Principal Officer	Yogesh Tomar	716, 25th Main, 11th B Cross, Sector-1, HSR Layout, Bangalore South, Bangalore, Karnataka, 560102	+91 8377974764	[email protected]	Mon-Fri, 09 AM – 05 PM

The abovementioned details would facilitate the complainants to approach the concerned RA/IA before filing complaint to SEBI. For more details go to: https://www.bseindia.com/markets/MarketInfo/DispNewNoticesCirculars.aspx?page=20241209-41

We aim to resolve all grievances within 21 working days from the date of receipt.

If your grievance is not resolved within this timeframe, you can escalate it to SEBI’s SCORES Platform (SEBI Complaints Redress System).

SCORES Portal: scores.sebi.gov.in

In case you are unsatisfied with the resolution provided through our support or the SCORES platform, you can access the Online Dispute Resolution (ODR) Portal.

ODR Portal: smartodr.in

Conflicts of interest and how we manage them

We are fee-only for advisory

Armor's investment advisory service is compensated solely by fees paid by the client. We do not accept commission, brokerage, trail or any other consideration from any product manufacturer, AMC, insurer or distributor in respect of advice given.

Research is separated from advice

Research reports issued under our Research Analyst registration carry their own disclosures, including any holding or financial interest in the subject security held by the entity, the research analyst, or their relatives, as required by the SEBI (Research Analysts) Regulations, 2014.

No proprietary product bias

Armor does not manufacture financial products. Recommendations are generated by a documented quantitative process, and the basis of every recommendation is available to the client.

Automated advice, human accountability

Parts of our advice are generated with automated and AI-assisted tools operating under a documented process supervised by the Principal Officer. Automation does not dilute our fiduciary obligation, and the Principal Officer remains accountable for the advice rendered.

Risk factors and disclaimers

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

Projections and scenarios shown are estimates based on the inputs you provide and assumed rates of return. They are not forecasts, and actual results will vary. Armor does not guarantee returns.

Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.

Armor does not offer, and will never ask for, assured or guaranteed returns. Do not deal with unregistered entities, and never share your passwords, OTPs or trading credentials with anyone, including anyone claiming to represent Armor.

Past performance is not indicative of future results. The value of investments can go down as well as up, and you may get back less than you invested. Nothing on this website constitutes an offer, solicitation or recommendation to buy or sell any security, nor tax, legal or accounting advice. Advisory services are rendered only to clients who have signed an investment advisory agreement and completed risk profiling.

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