Features

YOUR NORTH STAR

Armor Financial Health Score

Armor looks at your net worth, liquidity, insurance and asset allocation, and gives you one number between 0 and 100. This number is your Financial Health Score that tells you exactly where you stand today and what you need to focus on.

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←  Financial Health
68
Intermediate
Your Armor Score is 68. You have a good foundation with room to grow.
● Healthy● Intermediate● Risky
SUB-SCORES — TAP TO EXPLORE
79
Diversification
10
Shield
52
Stability
76
Loans
100
Growth
YOUR WHAT-IFS

Scenario Sandbox

Thinking about buying a house? Wondering what happens if you take a career break? The Scenario Sandbox lets you test any big decision before you make it. Pick a scenario, change the numbers, and watch how it affects your savings, your investments, and your long-term goals.

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GOOD AFTERNOON
Ayush
Scenarios 8
+ Create New Scenario ›
OPTIMIZATION
Put Your Savings to Work ›
Allocate ₹1.00L/mo
LINE ITEMS
Emergency Fund
Safety
₹15 K/mo
@ 6.5%
Equity Mutual Fun...
Growth
₹45.9 K/mo
@ 15%
+ Apply to wealth chart
YOUR TRAJECTORY

Your Wealth Forecast

The Wealth Forecast brings all your investments and goals into one screen and answers a question nobody else does: where will all of this be in 30 years? You see two lines on a graph. One shows where you're headed today. The other shows where you could be if you made a few smart changes.

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GOOD AFTERNOON
Ayush
Wealth Forecast ›
₹19.3Cr₹9.6Cr₹0Retire294765
TODAY
₹17L
XIRR UPTO 60
1.3%
WEALTH AT 60
₹10.7Cr
Scenarios 8
+ Create New Scenario ›
YOUR NEXT STEPS

Action Plans

Once your scenarios are in place, Armor turns every insight into a prioritised, step-by-step action plan. Every action is ranked by impact, with a clear timeline and a specific outcome. The work that moves your wealth most sits at the top of your list.

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Portfolio Mix
OPTIMIZE
69%
Debt
₹10,00,000
31%
Equity
₹4,50,000
Excl. ₹12 L emergency fund & locked assets
What's Next
Put Your Savings to Work
₹1,00,000/mo to allocate
Rebalance Your Portfolio
₹14,50,000 investable corpus
Insurance & Safety Net
Cover: ₹6,00,00,000
YOUR FOUNDATION

Your Safety Net

Armor's Safety Net checks your liquidity, audits your insurance, and watches how your money is spread across asset classes. When something is off, it tells you exactly what and by how much.

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SCENARIO
Insurance & Safety Net
Partial protection
Consider health insurance for full cover
COVERAGE
Term life
You ₹1Cr · Target ₹6Cr
Gap
Health
You ₹0 · Target ₹10L
Missing
Close the gap →
YOUR NEXT MOVE

AI Advisor

Armor's AI Advisor lets you ask questions in plain language and get an answer based on your actual data, not a generic response. Every response traces back to your portfolio, your goals, and your risk profile.

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×Armor
🔊+
Hii I want to know about the market today...
03:36 PM
🎤
YOUR EDGE

Pick of the Week

Every week, Armor's research team identifies one investment opportunity verified by experts. Each pick comes with a clear rationale and risk parameters laid out transparently. It is designed for people who want quality investments over noise.

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YOUR EDGE
Pick of the Week
SOON
📊
EQUITY · INDEX FUND
Nifty Next 50 Index
✓ Matches profileModerate risk
Why this: Your equity allocation is at 17% — well below your 55-65% target band. NN50 captures large-cap growth without single-stock risk.
SUGGESTED ALLOCATION
₹25,000
Invest now ›

Start with your score.

Your Armor Score in under 2 minutes. Free to calculate. Yours to keep.

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