Privacy Notice

Effective Date: January 7, 2026

YB Technologies Private Limited ("Armor") is committed to protecting your privacy. This Privacy Notice ("Notice") describes how Armor collects, uses, discloses, and otherwise processes information about you in connection with our business, including the provision of our website at https://yourarmor.ai/ and the Armor Services.

By using our Website/app and signing up for the Armor Services, you consent to the processing, storage, usage, and sharing of the data provided by you pursuant to the terms of this Notice. If you do not agree with any part of this Notice, please stop using our services immediately.

1. Collection and Usage of Personal Data

We collect information to provide a seamless financial planning experience:

  • Direct Information: Name, email, phone number, address, gender, date of birth, and registration details.
  • Financial & KYC Data: We collect information required by SEBI-registered intermediaries, including PAN, Aadhaar (for identity/address proof), bank account information, investment portfolio data, and salary details.
  • Usage Data: IP address, browser type, mobile operating system, geolocation, and time spent on our platform.
  • Office Visitors & Applicants: CCTV footage for security and Personal Data volunteered during office visits or job applications.

2. Purposes of Processing

We process your Personal Data for the following:

  • Providing Armor Services: Account opening, KYC verification, and authorization of transactions.
  • Financial Freedom Planning: Using your income and portfolio data to calculate your financial freedom milestones.
  • Security & Improvement: To administer our website, analyze trends, and verify activity to promote platform security.
  • Personalized Interactions: Displaying tailored content and advertisements based on your interests and activity.
  • Communication: Sending marketing newsletters, product recommendations, and support responses (subject to your consent).

3. Data Sharing

We may share your Personal Data with:

  • Regulated Intermediaries: SEBI-registered investment advisors and other entities required to fulfill your financial requests.
  • Service Providers: Third parties providing IT hosting, research, marketing, fraud prevention, and payment processing.
  • Legal & Professional Advisers: Lawyers, auditors, or law enforcement agencies when required by law or to protect our legal rights.
  • Group Companies: Internal entities for customer support, technical operations, and account management.

4. Data Security & Storage

  • Security: We use industry-standard technical measures (digital encryption and access controls) to protect your data from unauthorized access or loss.
  • Location: All Personal Data resides securely within data centers located inside India. Some non-sensitive data may be stored on servers outside India only where legally permitted.

5. Retention & Your Rights

  • Retention: We retain data as long as required for business obligations or as prescribed by regulatory bodies like RBI and SEBI.
  • Your Rights: You have the right to review, manage, or withdraw consent; access or rectify your data; and request deletion (unless retention is legally required). Note that deleting mandatory data may result in the suspension of Armor Services.

6. Grievances

If you have concerns regarding your privacy or this Notice, please contact our Grievance Redressal Officer:

Email: [email protected]