- AMC
- NJ Mutual Fund
- Category
- Balanced Advantage Fund/ Dynamic Asset Allocation
- ISIN
- INF0J8L01040
NJ Balanced Advantage Fund
₹14.6400
−₹0.0800 (−0.54%)
NAV · Direct · Growth ·
NJ Balanced Advantage Fund's Direct Growth NAV was ₹14.6400 on 12 Nov 2026, down 0.54% on the day. Its 3-year return is 8.19% a year.
- Expense ratio
- 1.16%
- Fund size
- ₹3,374.72 Cr
- Min. investment
- ₹500
NAV history
Between 12 Nov 2025 and 12 Nov 2026, the NAV ranged from ₹13.3300 to ₹14.8300.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Category rank
- 1Y return
- #10of 15
- 3Y return (p.a.)
- #11of 12
Among Direct Growth plans of Balanced Advantage Fund/ Dynamic Asset Allocation by return, as of 12 Nov 2026.
All Balanced Advantage Fund/ Dynamic Asset AllocationFund details
- Expense ratio
- 1.16% (Direct)
- Exit load
- 5% units nil exit load up to 30 days; excess units: 1.00% if redeemed within 30 days, nil after 30 days
- Riskometer
- Very high
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
- Launched
- 10 Aug 2021
- Fund managers
- Viral Shah, Dhaval Patel, Jaimin Ilavia
Fund size, expense ratio and minimums as of 1 Nov 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF0J8L01040 | ₹14.6400 | −0.54% | 1.16% | +2.09% |
| Regular · Growth | INF0J8L01024 | ₹13.7100 | −0.58% | 2.44% | +0.73% |
| Direct · IDCW (Payout) | INF0J8L01032 | ₹14.6400 | −0.54% | 1.16% | +2.09% |
| Regular · IDCW (Payout) | INF0J8L01016 | ₹13.7100 | −0.58% | 2.44% | +0.73% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
Armor risk check
NJ Balanced Advantage Fund moves less than the market
Volatility, past year
Worst fall, past year
Compared with the Nifty 500 over the past 12 months.
Check it against your portfolio in the appAbout this fund
NJ Balanced Advantage Fund is an open-ended mutual fund from NJ Mutual Fund, in the Balanced Advantage Fund/ Dynamic Asset Allocation category. It began on 10 Aug 2021. It is benchmarked to the NIFTY 50 Hybrid Composite Debt 50:50 Index. The fund manages ₹3,374.72 Cr across its plans as of 1 Nov 2026. The Direct · Growth plan has an expense ratio of 1.16%. The minimum first investment is ₹500, and SIPs are available.
FAQs
What is the NAV of NJ Balanced Advantage Fund?
The NAV of NJ Balanced Advantage Fund (Direct · Growth) was ₹14.6400 on 12 Nov 2026, down 0.54% from the previous NAV.
What plans does NJ Balanced Advantage Fund have?
NJ Balanced Advantage Fund has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW (Payout); Regular · IDCW (Payout).
What is the expense ratio of NJ Balanced Advantage Fund?
The Direct · Growth plan of NJ Balanced Advantage Fund has an expense ratio of 1.16%.
What is the fund size (AUM) of NJ Balanced Advantage Fund?
NJ Balanced Advantage Fund manages ₹3,374.72 Cr across all plans as of 1 Nov 2026.
What returns has NJ Balanced Advantage Fund delivered?
NJ Balanced Advantage Fund returned +2.09% over 1Y, +8.19% a year over 3Y, +7.88% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of NJ Balanced Advantage Fund?
NJ Balanced Advantage Fund: 5% units nil exit load up to 30 days; excess units: 1.00% if redeemed within 30 days, nil after 30 days.
What is the minimum investment and SIP amount for NJ Balanced Advantage Fund?
The minimum first investment in NJ Balanced Advantage Fund is ₹500, and ₹500 after that. SIPs are available (Monthly SIP: Min Rs. 500 in multiples of Re. 1, minimum 6 instalments, dates 1-28 of month).
How risky is NJ Balanced Advantage Fund?
NJ Balanced Advantage Fund is rated "very high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
Full disclaimerSee how NJ Balanced Advantage Fund fits your plan
Armor checks every holding against your goals, risk and timeline.
Get the app