- AMC
- DSP Mutual Fund
- Category
- Sectoral Fund
- ISIN
- INF740KA1TR1
DSP Banking & Financial Services Fund
₹12.2560
−₹0.1300 (−1.05%)
NAV · Direct · IDCW ·
DSP Banking & Financial Services Fund's Direct IDCW NAV was ₹12.2560 on 19 Oct 2026, down 1.05% on the day. Its 1-year return is −6.46%.
- Expense ratio
- 0.78%
- Fund size
- ₹1,854.56 Cr
- Min. investment
- ₹100
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹10.9180 to ₹14.0300.
Direct · IDCW plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old. Longer ranges appear once the fund has that much history.
Fund details
- Expense ratio
- 0.78% (Direct)
- Exit load
- 0.50% if redeemed within 1 month from allotment, nil thereafter
- Riskometer
- Very high
- Benchmark
- Nifty Financial Services TRI
- Launched
- 20 Nov 2023
- Fund managers
- Preethi R S
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF740KA1TQ3 | ₹14.5480 | −1.05% | 0.78% | +2.56% |
| Regular · Growth | INF740KA1TN0 | ₹13.9460 | −1.06% | 2.17% | +1.09% |
| Direct · IDCW | INF740KA1TR1 | ₹12.2560 | −1.05% | 0.78% | −6.46% |
| Regular · IDCW | INF740KA1TO8 | ₹12.7750 | −1.06% | 2.17% | −7.40% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
Armor risk check
DSP Banking & Financial Services Fund moves about 1.5× as much as the market
Volatility, past year
Worst fall, past year
Compared with the Nifty 500 over the past 12 months.
Check it against your portfolio in the appAbout this fund
DSP Banking & Financial Services Fund is an open-ended mutual fund from DSP Mutual Fund, in the Sectoral Fund category. It began on 20 Nov 2023. It is benchmarked to the Nifty Financial Services TRI. The fund manages ₹1,854.56 Cr across its plans as of 16 Oct 2026. The Direct · IDCW plan has an expense ratio of 0.78%. The minimum first investment is ₹100, and SIPs are available.
FAQs
What is the NAV of DSP Banking & Financial Services Fund?
The NAV of DSP Banking & Financial Services Fund (Direct · IDCW) was ₹12.2560 on 19 Oct 2026, down 1.05% from the previous NAV.
What plans does DSP Banking & Financial Services Fund have?
DSP Banking & Financial Services Fund has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW; Regular · IDCW.
What is the expense ratio of DSP Banking & Financial Services Fund?
The Direct · IDCW plan of DSP Banking & Financial Services Fund has an expense ratio of 0.78%.
What is the fund size (AUM) of DSP Banking & Financial Services Fund?
DSP Banking & Financial Services Fund manages ₹1,854.56 Cr across all plans as of 16 Oct 2026.
What returns has DSP Banking & Financial Services Fund delivered?
DSP Banking & Financial Services Fund returned −6.46% over 1Y. Past performance does not guarantee future returns.
What is the exit load of DSP Banking & Financial Services Fund?
DSP Banking & Financial Services Fund: 0.50% if redeemed within 1 month from allotment, nil thereafter.
What is the minimum investment and SIP amount for DSP Banking & Financial Services Fund?
The minimum first investment in DSP Banking & Financial Services Fund is ₹100, and ₹100 after that. SIPs are available (SIP available Daily, Weekly, Monthly, Quarterly, Half-Yearly and Yearly. Min amount Rs. 100 in multiples of Re. 1. Minimum 12 instalments. Any date allowed.).
How risky is DSP Banking & Financial Services Fund?
DSP Banking & Financial Services Fund is rated "very high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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