- AMC
- Franklin Templeton Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF090I01KR8
Franklin India Banking & PSU Debt Fund
₹25.3044
−₹0.0072 (−0.03%)
NAV · Direct · Growth ·
Franklin India Banking & PSU Debt Fund's Direct Growth NAV was ₹25.3044 on 21 Oct 2026, down 0.03% on the day. Its 3-year return is 7.37% a year.
- Expense ratio
- 0.49%
- Fund size
- ₹533.74 Cr
- Min. investment
- ₹5,000
NAV history
Between 23 Oct 2025 and 21 Oct 2026, the NAV ranged from ₹24.0056 to ₹25.3574.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 0.49% (Direct)
- Exit load
- nil
- Riskometer
- Low to moderate
- Benchmark
- Nifty Banking & PSU Debt Index A-II
- Launched
- 2 Apr 2014
- Fund managers
- Anuj Tagra, Chandni Gupta, Sandeep Manam
Fund size, expense ratio and minimums as of 16 Sep 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF090I01KR8 | ₹25.3044 | −0.03% | 0.49% | +5.48% |
| Regular · Growth | INF090I01KO5 | ₹24.1359 | −0.00% | 0.49% | +5.17% |
| Direct · IDCW | INF090I01KS6 | ₹11.4537 | −0.00% | 0.49% | −0.77% |
| Regular · IDCW | INF090I01KP2 | ₹10.8359 | −0.00% | 0.49% | −0.76% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
Franklin India Banking & PSU Debt Fund is an open-ended mutual fund from Franklin Templeton Mutual Fund, in the Banking and PSU Fund category. It began on 2 Apr 2014. It is benchmarked to the Nifty Banking & PSU Debt Index A-II. The fund manages ₹533.74 Cr across its plans as of 16 Sep 2026. The Direct · Growth plan has an expense ratio of 0.49%. The minimum first investment is ₹5,000, and SIPs are available.
FAQs
What is the NAV of Franklin India Banking & PSU Debt Fund?
The NAV of Franklin India Banking & PSU Debt Fund (Direct · Growth) was ₹25.3044 on 21 Oct 2026, down 0.03% from the previous NAV.
What plans does Franklin India Banking & PSU Debt Fund have?
Franklin India Banking & PSU Debt Fund has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW; Regular · IDCW.
What is the expense ratio of Franklin India Banking & PSU Debt Fund?
The Direct · Growth plan of Franklin India Banking & PSU Debt Fund has an expense ratio of 0.49%.
What is the fund size (AUM) of Franklin India Banking & PSU Debt Fund?
Franklin India Banking & PSU Debt Fund manages ₹533.74 Cr across all plans as of 16 Sep 2026.
What returns has Franklin India Banking & PSU Debt Fund delivered?
Franklin India Banking & PSU Debt Fund returned +5.48% over 1Y, +7.37% a year over 3Y, +6.42% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of Franklin India Banking & PSU Debt Fund?
Franklin India Banking & PSU Debt Fund: nil.
What is the minimum investment and SIP amount for Franklin India Banking & PSU Debt Fund?
The minimum first investment in Franklin India Banking & PSU Debt Fund is ₹5,000, and ₹1,000 after that. SIPs are available (SIP available in Daily, Weekly, Monthly & Quarterly frequencies. Minimum amount: Daily Rs.100, Weekly/Monthly/Quarterly Rs.500. Minimum instalments: 6-20 depending on amount and frequency.).
How risky is Franklin India Banking & PSU Debt Fund?
Franklin India Banking & PSU Debt Fund is rated "low to moderate risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
Full disclaimerSee how Franklin India Banking & PSU Debt Fund fits your plan
Armor checks every holding against your goals, risk and timeline.
Get the app