- AMC
- HDFC Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF179KB1MF0
HDFC Retirement Savings Fund - Equity Plan
₹53.7340
−₹0.5730 (−1.06%)
NAV · Direct · Growth ·
HDFC Retirement Savings Fund - Equity Plan's Direct Growth NAV was ₹53.7340 on 19 Oct 2026, down 1.06% on the day. Its 3-year return is 8.57% a year.
- Expense ratio
- 1.87%
- Fund size
- ₹6,717.51 Cr
- Min. investment
- ₹100
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹51.0100 to ₹59.3430.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 1.87% (Direct)
- Exit load
- fresh investments from june 2, 2018 onwards: nil exit load after lock-in. existing investments until june 1, 2018: 1% exit load if redeemed before 60 years of age, nil if redeemed at or after 60 years of age.
- Riskometer
- Very high
- Benchmark
- NIFTY 500 Index (Total Returns Index)
- Launched
- 5 Feb 2016
- Fund managers
- Anupam Joshi, Arun Agarwal, Gopal Agrawal, Chirag Setalvad, Nandita Menezes
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF179KB1MF0 | ₹53.7340 | −1.06% | 1.87% | −8.00% |
| Regular · Growth | INF179KB1MG8 | ₹46.8570 | −1.06% | 1.87% | −8.91% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
HDFC Retirement Savings Fund - Equity Plan is an open-ended mutual fund from HDFC Mutual Fund, in the Retirement Fund category. It began on 5 Feb 2016. It is benchmarked to the NIFTY 500 Index (Total Returns Index). The fund manages ₹6,717.51 Cr across its plans as of 16 Oct 2026. The Direct · Growth plan has an expense ratio of 1.87%. The minimum first investment is ₹100, and SIPs are available.
FAQs
What is the NAV of HDFC Retirement Savings Fund - Equity Plan?
The NAV of HDFC Retirement Savings Fund - Equity Plan (Direct · Growth) was ₹53.7340 on 19 Oct 2026, down 1.06% from the previous NAV.
What plans does HDFC Retirement Savings Fund - Equity Plan have?
HDFC Retirement Savings Fund - Equity Plan has 2 plans: Direct · Growth; Regular · Growth.
What is the expense ratio of HDFC Retirement Savings Fund - Equity Plan?
The Direct · Growth plan of HDFC Retirement Savings Fund - Equity Plan has an expense ratio of 1.87%.
What is the fund size (AUM) of HDFC Retirement Savings Fund - Equity Plan?
HDFC Retirement Savings Fund - Equity Plan manages ₹6,717.51 Cr across all plans as of 16 Oct 2026.
What returns has HDFC Retirement Savings Fund - Equity Plan delivered?
HDFC Retirement Savings Fund - Equity Plan returned −8.00% over 1Y, +8.57% a year over 3Y, +10.50% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of HDFC Retirement Savings Fund - Equity Plan?
HDFC Retirement Savings Fund - Equity Plan: fresh investments from june 2, 2018 onwards: nil exit load after lock-in. existing investments until june 1, 2018: 1% exit load if redeemed before 60 years of age, nil if redeemed at or after 60 years of age..
What is the minimum investment and SIP amount for HDFC Retirement Savings Fund - Equity Plan?
The minimum first investment in HDFC Retirement Savings Fund - Equity Plan is ₹100, and ₹100 after that. SIPs are available (SIP available in Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly frequencies. Minimum amounts: Rs. 100 for DSIP/WSIP/MSIP, Rs. 1500 for QSIP, Rs. 2500 for HSIP, Rs. 5000 for YSIP. Minimum installments vary by frequency and amount.).
How risky is HDFC Retirement Savings Fund - Equity Plan?
HDFC Retirement Savings Fund - Equity Plan is rated "very high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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