AMC: UTI Mutual Fund
Category: Sectoral/ Thematic
ISIN: INF789F01SN3

UTI Banking and Financial Services Fund

₹217.2224

−₹3.3016 (−1.50%)

NAV · Direct · Growth · 19 Oct 2026

UTI Banking and Financial Services Fund's Direct Growth NAV was ₹217.2224 on 19 Oct 2026, down 1.50% on the day. Its 3-year return is 11.93% a year.

52-week NAV range8.1% below high

₹197.3648₹236.3790

Expense ratio: 1.38%
Fund size: ₹1,359.04 Cr
Min. investment: ₹5,000

NAV history

Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.

Fund details

Expense ratio: 1.38% (Direct)
Exit load: 1.00% if redeemed before 30 days from allotment, nil thereafter
Riskometer: Very high
Benchmark: Nifty Financial Services TRI
Launched: 8 Mar 2004
Fund managers: Bhavesh Kanani

Fund size, expense ratio and minimums as of 16 Oct 2026.

All plans

Plan	ISIN	NAV	1 day	Expense ratio	1 year
Direct · Growth	INF789F01SN3	₹217.2224	−1.50%	1.38%	−3.06%
Regular · Growth	INF789F01372	₹188.1896	−1.50%	2.38%	−4.04%
Direct · IDCW	INF789F01SL7	₹85.0171	−1.50%	1.38%	−3.06%
Regular · IDCW	INF789F01356	₹73.2425	−1.50%	2.38%	−4.04%

All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).

Armor risk check

UTI Banking and Financial Services Fund moves about as much as the market

Volatility, past year

This fund17%

Nifty 50015%

Worst fall, past year

This fund−17%

Nifty 500−15%

Compared with the Nifty 500 over the past 12 months.

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About this fund

UTI Banking and Financial Services Fund is an open-ended mutual fund from UTI Mutual Fund, in the Sectoral/ Thematic category. It began on 8 Mar 2004. It is benchmarked to the Nifty Financial Services TRI. The fund manages ₹1,359.04 Cr across its plans as of 16 Oct 2026. The Direct · Growth plan has an expense ratio of 1.38%. The minimum first investment is ₹5,000, and SIPs are available.

FAQs

What is the NAV of UTI Banking and Financial Services Fund?

The NAV of UTI Banking and Financial Services Fund (Direct · Growth) was ₹217.2224 on 19 Oct 2026, down 1.50% from the previous NAV.

What plans does UTI Banking and Financial Services Fund have?

UTI Banking and Financial Services Fund has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW; Regular · IDCW.

What is the expense ratio of UTI Banking and Financial Services Fund?

The Direct · Growth plan of UTI Banking and Financial Services Fund has an expense ratio of 1.38%.

What is the fund size (AUM) of UTI Banking and Financial Services Fund?

UTI Banking and Financial Services Fund manages ₹1,359.04 Cr across all plans as of 16 Oct 2026.

What returns has UTI Banking and Financial Services Fund delivered?

UTI Banking and Financial Services Fund returned −3.06% over 1Y, +11.93% a year over 3Y, +9.77% a year over 5Y. Past performance does not guarantee future returns.

What is the exit load of UTI Banking and Financial Services Fund?

UTI Banking and Financial Services Fund: 1.00% if redeemed before 30 days from allotment, nil thereafter.

What is the minimum investment and SIP amount for UTI Banking and Financial Services Fund?

The minimum first investment in UTI Banking and Financial Services Fund is ₹5,000, and ₹1,000 after that. SIPs are available (SIP available Daily/Weekly/Monthly/Quarterly. Minimum: Rs.500 (Daily/Weekly/Monthly), Rs.1500 (Quarterly). Minimum instalments: 6 (Daily/Weekly/Monthly), 4 (Quarterly)).

How risky is UTI Banking and Financial Services Fund?

UTI Banking and Financial Services Fund is rated "very high risk" on SEBI's riskometer.

For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

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