- AMC
- UTI Mutual Fund
- Category
- Banking and PSU Debt Fund
- ISIN
- INF789FA1U46
UTI Banking & PSU Fund
₹13.5051
−₹0.0087 (−0.06%)
NAV · Regular · IDCW Annual ·
UTI Banking & PSU Fund's Regular IDCW Annual NAV was ₹13.5051 on 21 Oct 2026, down 0.06% on the day. Its 3-year return is 3.41% a year.
- Expense ratio
- 0.47%
- Fund size
- ₹1,190.05 Cr
- Min. investment
- ₹500
NAV history
Between 23 Oct 2025 and 21 Oct 2026, the NAV ranged from ₹13.0138 to ₹13.5162.
Regular · IDCW Annual plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 0.47% (Regular)
- Exit load
- nil
- Riskometer
- Low to moderate
- Benchmark
- Nifty Banking & PSU Debt Index A-II
- Launched
- 27 Jan 2014
- Fund managers
- Anurag Mittal
Fund size, expense ratio and minimums as of 1 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF789F015Z6 | ₹24.1326 | +0.05% | 0.23% | +5.84% |
| Regular · Growth | INF789F014Z9 | ₹23.6511 | +0.05% | 0.47% | +5.57% |
| Direct · IDCW Quarterly | INF789F016Z4 | ₹17.9615 | +0.05% | 0.23% | +5.84% |
| Direct · IDCW Half Yearly | INF789FA1U87 | ₹16.0138 | +0.06% | 0.23% | +5.84% |
| Direct · IDCW Annual | INF789FA1V03 | ₹13.8197 | +0.05% | 0.23% | +2.56% |
| Direct · IDCW Monthly | INF789FC1HE1 | ₹13.7824 | +0.05% | 0.23% | +1.64% |
| Regular · IDCW Quarterly | INF789F012Z3 | ₹16.2306 | +0.05% | 0.47% | +5.57% |
| Regular · IDCW Half Yearly | INF789FA1U20 | ₹15.7942 | +0.05% | 0.47% | +5.57% |
| Regular · IDCW Annual | INF789FA1U46 | ₹13.5051 | −0.06% | 0.47% | +2.23% |
| Regular · IDCW | INF789FA1U61 | ₹15.8607 | +0.05% | 0.47% | +5.57% |
| Regular · IDCW | INF789FA1V29 | ₹20.7958 | +0.05% | 0.23% | +5.84% |
| Regular · IDCW Monthly | INF789FC1HC5 | ₹13.4975 | +0.05% | 0.47% | +1.31% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
UTI Banking & PSU Fund is an open-ended mutual fund from UTI Mutual Fund, in the Banking and PSU Debt Fund category. It began on 27 Jan 2014. It is benchmarked to the Nifty Banking & PSU Debt Index A-II. The fund manages ₹1,190.05 Cr across its plans as of 1 Oct 2026. The Regular · IDCW Annual plan has an expense ratio of 0.47%. The minimum first investment is ₹500, and SIPs are available.
FAQs
What is the NAV of UTI Banking & PSU Fund?
The NAV of UTI Banking & PSU Fund (Regular · IDCW Annual) was ₹13.5051 on 21 Oct 2026, down 0.06% from the previous NAV.
What plans does UTI Banking & PSU Fund have?
UTI Banking & PSU Fund has 12 plans: Direct · Growth; Regular · Growth; Direct · IDCW Quarterly; Direct · IDCW Half Yearly; Direct · IDCW Annual; Direct · IDCW Monthly; Regular · IDCW Quarterly; Regular · IDCW Half Yearly; Regular · IDCW Annual; Regular · IDCW; Regular · IDCW; Regular · IDCW Monthly.
What is the expense ratio of UTI Banking & PSU Fund?
The Regular · IDCW Annual plan of UTI Banking & PSU Fund has an expense ratio of 0.47%.
What is the fund size (AUM) of UTI Banking & PSU Fund?
UTI Banking & PSU Fund manages ₹1,190.05 Cr across all plans as of 1 Oct 2026.
What returns has UTI Banking & PSU Fund delivered?
UTI Banking & PSU Fund returned +2.23% over 1Y, +3.41% a year over 3Y, +3.93% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of UTI Banking & PSU Fund?
UTI Banking & PSU Fund: nil.
What is the minimum investment and SIP amount for UTI Banking & PSU Fund?
The minimum first investment in UTI Banking & PSU Fund is ₹500, and ₹500 after that. SIPs are available (SIP available in Daily, Weekly, Monthly, Quarterly frequencies. Minimum amounts: D-500/W-500/M-500/Q-1500. Minimum installments: Daily-6, Weekly-6, Monthly-6, Quarterly-4. Fresh IDCW option SIP discontinued from September 04, 2026.).
How risky is UTI Banking & PSU Fund?
UTI Banking & PSU Fund is rated "low to moderate risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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