- AMC
- HDFC Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF179KB1MJ2
HDFC Retirement Savings Fund - Hybrid-Debt Plan
₹24.3819
−₹0.0737 (−0.30%)
NAV · Direct · Growth ·
HDFC Retirement Savings Fund - Hybrid-Debt Plan's Direct Growth NAV was ₹24.3819 on 21 Oct 2026, down 0.30% on the day. Its 3-year return is 6.38% a year.
- Expense ratio
- 2.34%
- Fund size
- ₹152.68 Cr
- Min. investment
- ₹100
NAV history
Between 23 Oct 2025 and 21 Oct 2026, the NAV ranged from ₹23.9652 to ₹25.0901.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 2.34% (Direct)
- Exit load
- fresh investments from june 2, 2018: nil. existing investments until june 1, 2018: 1% if redeemed before 60 years of age, nil after 60 years
- Riskometer
- Moderately high
- Benchmark
- NIFTY 50 Hybrid Composite Debt 15:85 Index
- Launched
- 5 Feb 2016
- Fund managers
- Anupam Joshi, Arun Agarwal, Gopal Agrawal, Chirag Setalvad, Nandita Menezes
Fund size, expense ratio and minimums as of 16 Sep 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF179KB1MJ2 | ₹24.3819 | −0.30% | 2.34% | −1.33% |
| Regular · Growth | INF179KB1MK0 | ₹21.3311 | −0.31% | 2.34% | −2.35% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
HDFC Retirement Savings Fund - Hybrid-Debt Plan is an open-ended mutual fund from HDFC Mutual Fund, in the Retirement Fund category. It began on 5 Feb 2016. It is benchmarked to the NIFTY 50 Hybrid Composite Debt 15:85 Index. The fund manages ₹152.68 Cr across its plans as of 16 Sep 2026. The Direct · Growth plan has an expense ratio of 2.34%. The minimum first investment is ₹100, and SIPs are available.
FAQs
What is the NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan?
The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan (Direct · Growth) was ₹24.3819 on 21 Oct 2026, down 0.30% from the previous NAV.
What plans does HDFC Retirement Savings Fund - Hybrid-Debt Plan have?
HDFC Retirement Savings Fund - Hybrid-Debt Plan has 2 plans: Direct · Growth; Regular · Growth.
What is the expense ratio of HDFC Retirement Savings Fund - Hybrid-Debt Plan?
The Direct · Growth plan of HDFC Retirement Savings Fund - Hybrid-Debt Plan has an expense ratio of 2.34%.
What is the fund size (AUM) of HDFC Retirement Savings Fund - Hybrid-Debt Plan?
HDFC Retirement Savings Fund - Hybrid-Debt Plan manages ₹152.68 Cr across all plans as of 16 Sep 2026.
What returns has HDFC Retirement Savings Fund - Hybrid-Debt Plan delivered?
HDFC Retirement Savings Fund - Hybrid-Debt Plan returned −1.33% over 1Y, +6.38% a year over 3Y, +6.67% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of HDFC Retirement Savings Fund - Hybrid-Debt Plan?
HDFC Retirement Savings Fund - Hybrid-Debt Plan: fresh investments from june 2, 2018: nil. existing investments until june 1, 2018: 1% if redeemed before 60 years of age, nil after 60 years.
What is the minimum investment and SIP amount for HDFC Retirement Savings Fund - Hybrid-Debt Plan?
The minimum first investment in HDFC Retirement Savings Fund - Hybrid-Debt Plan is ₹100, and ₹100 after that. SIPs are available (SIP available in Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly frequencies. Minimum amount: Rs. 100 for daily/weekly/monthly, Rs. 1500 for quarterly, Rs. 2500 for half yearly, Rs. 5000 for yearly. Minimum installments vary by frequency and amount.).
How risky is HDFC Retirement Savings Fund - Hybrid-Debt Plan?
HDFC Retirement Savings Fund - Hybrid-Debt Plan is rated "moderately high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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