- AMC
- Kotak Mahindra Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF174K01KK1
Kotak Banking and PSU Debt
₹10.2012
+₹0.0059 (+0.06%)
NAV · Direct · IDCW Monthly (Payout) ·
Kotak Banking and PSU Debt's Direct IDCW Monthly (Payout) NAV was ₹10.2012 on 19 Oct 2026, up 0.06% on the day. Its 3-year return is −0.15% a year.
- Expense ratio
- 0.75%
- Fund size
- ₹5,074.10 Cr
- Min. investment
- ₹100
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹10.1953 to ₹10.3611.
Direct · IDCW Monthly (Payout) plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 0.75% (Direct)
- Exit load
- nil
- Riskometer
- Moderate
- Benchmark
- CRISIL Banking & PSU Debt A-II Index
- Launched
- 11 Dec 1998
- Fund managers
- Deepak Agrawal, Dharmesh Thakar
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF174K01KH7 | ₹72.6244 | +0.06% | 0.75% | +4.32% |
| Regular · Growth | INF174K01FO3 | ₹69.3849 | +0.05% | 0.75% | +3.95% |
| Direct · IDCW Monthly (Payout) | INF174K01KK1 | ₹10.2012 | +0.06% | 0.75% | −0.56% |
| Regular · IDCW Monthly (Payout) | INF174K01FQ8 | ₹13.0360 | +0.05% | 0.75% | +3.95% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
Kotak Banking and PSU Debt is an open-ended mutual fund from Kotak Mahindra Mutual Fund, in the Banking and PSU Fund category. It began on 11 Dec 1998. It is benchmarked to the CRISIL Banking & PSU Debt A-II Index. The fund manages ₹5,074.10 Cr across its plans as of 16 Oct 2026. The Direct · IDCW Monthly (Payout) plan has an expense ratio of 0.75%. The minimum first investment is ₹100, and SIPs are available.
FAQs
What is the NAV of Kotak Banking and PSU Debt?
The NAV of Kotak Banking and PSU Debt (Direct · IDCW Monthly (Payout)) was ₹10.2012 on 19 Oct 2026, up 0.06% from the previous NAV.
What plans does Kotak Banking and PSU Debt have?
Kotak Banking and PSU Debt has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW Monthly (Payout); Regular · IDCW Monthly (Payout).
What is the expense ratio of Kotak Banking and PSU Debt?
The Direct · IDCW Monthly (Payout) plan of Kotak Banking and PSU Debt has an expense ratio of 0.75%.
What is the fund size (AUM) of Kotak Banking and PSU Debt?
Kotak Banking and PSU Debt manages ₹5,074.10 Cr across all plans as of 16 Oct 2026.
What returns has Kotak Banking and PSU Debt delivered?
Kotak Banking and PSU Debt returned −0.56% over 1Y, −0.15% a year over 3Y, −0.33% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of Kotak Banking and PSU Debt?
Kotak Banking and PSU Debt: nil.
What is the minimum investment and SIP amount for Kotak Banking and PSU Debt?
The minimum first investment in Kotak Banking and PSU Debt is ₹100, and ₹100 after that. SIPs are available (SIP available with Daily, Weekly, Monthly, Quarterly, Half-Yearly and Annually frequency. Minimum amount Rs. 100 and any amount thereafter. Any date from 1st to 31st of a given month/quarter.).
How risky is Kotak Banking and PSU Debt?
Kotak Banking and PSU Debt is rated "moderate risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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