- AMC
- SBI Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF200KA1T47
SBI Retirement Benefit Fund - Conservative Plan
₹14.8509
−₹0.0339 (−0.23%)
NAV · Direct · IDCW ·
SBI Retirement Benefit Fund - Conservative Plan's Direct IDCW NAV was ₹14.8509 on 19 Oct 2026, down 0.23% on the day. Its 3-year return is 6.31% a year.
- Expense ratio
- 0.97%
- Fund size
- ₹146.49 Cr
- Min. investment
- ₹5,000
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹14.1517 to ₹15.1135.
Direct · IDCW plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 0.97% (Direct)
- Exit load
- nil
- Riskometer
- Moderately high
- Benchmark
- NIFTY Composite Debt Index
- Launched
- 20 Jan 2021
- Fund managers
- Rohit Shimpi, Ardhendu Bhattacharya
Fund size, expense ratio and minimums as of 1 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF200KA1T39 | ₹14.8530 | −0.23% | 0.97% | +0.64% |
| Regular · Growth | INF200KA1T13 | ₹14.4445 | −0.23% | 1.44% | +0.18% |
| Direct · IDCW | INF200KA1T47 | ₹14.8509 | −0.23% | 0.97% | +0.64% |
| Regular · IDCW | INF200KA1T21 | ₹14.4443 | −0.23% | 1.44% | +0.18% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
SBI Retirement Benefit Fund - Conservative Plan is an open-ended mutual fund from SBI Mutual Fund, in the Retirement Fund category. It began on 20 Jan 2021. It is benchmarked to the NIFTY Composite Debt Index. The fund manages ₹146.49 Cr across its plans as of 1 Oct 2026. The Direct · IDCW plan has an expense ratio of 0.97%. The minimum first investment is ₹5,000, and SIPs are available.
FAQs
What is the NAV of SBI Retirement Benefit Fund - Conservative Plan?
The NAV of SBI Retirement Benefit Fund - Conservative Plan (Direct · IDCW) was ₹14.8509 on 19 Oct 2026, down 0.23% from the previous NAV.
What plans does SBI Retirement Benefit Fund - Conservative Plan have?
SBI Retirement Benefit Fund - Conservative Plan has 4 plans: Direct · Growth; Regular · Growth; Direct · IDCW; Regular · IDCW.
What is the expense ratio of SBI Retirement Benefit Fund - Conservative Plan?
The Direct · IDCW plan of SBI Retirement Benefit Fund - Conservative Plan has an expense ratio of 0.97%.
What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Plan?
SBI Retirement Benefit Fund - Conservative Plan manages ₹146.49 Cr across all plans as of 1 Oct 2026.
What returns has SBI Retirement Benefit Fund - Conservative Plan delivered?
SBI Retirement Benefit Fund - Conservative Plan returned +0.64% over 1Y, +6.31% a year over 3Y, +6.52% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of SBI Retirement Benefit Fund - Conservative Plan?
SBI Retirement Benefit Fund - Conservative Plan: nil.
What is the minimum investment and SIP amount for SBI Retirement Benefit Fund - Conservative Plan?
The minimum first investment in SBI Retirement Benefit Fund - Conservative Plan is ₹5,000, and ₹1,000 after that. SIPs are available (SIP available with multiple frequencies (Daily, Weekly, Monthly, Quarterly, Half Yearly, Yearly). Minimum Rs.500 for 12 monthly installments or Rs.1000 for 6 installments. STP and SWP facilities also available.).
How risky is SBI Retirement Benefit Fund - Conservative Plan?
SBI Retirement Benefit Fund - Conservative Plan is rated "moderately high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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