- AMC
- Tata Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF277K01QM5
Tata Retirement Savings Fund-Conservative Plan
₹37.8602
−₹0.2226 (−0.58%)
NAV · Direct · Growth ·
Tata Retirement Savings Fund-Conservative Plan's Direct Growth NAV was ₹37.8602 on 21 Oct 2026, down 0.58% on the day. Its 3-year return is 7.15% a year.
- Expense ratio
- 1.05%
- Fund size
- ₹164.74 Cr
- Min. investment
- ₹5,000
NAV history
Between 23 Oct 2025 and 21 Oct 2026, the NAV ranged from ₹36.0499 to ₹39.3799.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 1.05% (Direct)
- Exit load
- nil if redeemed after 60 years of age or on auto switch-out; 1% if redeemed before 61 months from allotment date
- Riskometer
- Moderately high
- Benchmark
- CRISIL Short Term Debt Hybrid 75+25 Index
- Launched
- 7 Oct 2011
- Fund managers
- Amit Somani, Sonam Udasi, Murthy Nagarajan
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF277K01QM5 | ₹37.8602 | −0.58% | 1.05% | +1.35% |
| Regular · Growth | INF277K01FI6 | ₹32.0511 | −0.34% | 2.16% | +0.17% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
Tata Retirement Savings Fund-Conservative Plan is an open-ended mutual fund from Tata Mutual Fund, in the Retirement Fund category. It began on 7 Oct 2011. It is benchmarked to the CRISIL Short Term Debt Hybrid 75+25 Index. The fund manages ₹164.74 Cr across its plans as of 16 Oct 2026. The Direct · Growth plan has an expense ratio of 1.05%. The minimum first investment is ₹5,000, and SIPs are available.
FAQs
What is the NAV of Tata Retirement Savings Fund-Conservative Plan?
The NAV of Tata Retirement Savings Fund-Conservative Plan (Direct · Growth) was ₹37.8602 on 21 Oct 2026, down 0.58% from the previous NAV.
What plans does Tata Retirement Savings Fund-Conservative Plan have?
Tata Retirement Savings Fund-Conservative Plan has 2 plans: Direct · Growth; Regular · Growth.
What is the expense ratio of Tata Retirement Savings Fund-Conservative Plan?
The Direct · Growth plan of Tata Retirement Savings Fund-Conservative Plan has an expense ratio of 1.05%.
What is the fund size (AUM) of Tata Retirement Savings Fund-Conservative Plan?
Tata Retirement Savings Fund-Conservative Plan manages ₹164.74 Cr across all plans as of 16 Oct 2026.
What returns has Tata Retirement Savings Fund-Conservative Plan delivered?
Tata Retirement Savings Fund-Conservative Plan returned +1.35% over 1Y, +7.15% a year over 3Y, +6.00% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of Tata Retirement Savings Fund-Conservative Plan?
Tata Retirement Savings Fund-Conservative Plan: nil if redeemed after 60 years of age or on auto switch-out; 1% if redeemed before 61 months from allotment date.
What is the minimum investment and SIP amount for Tata Retirement Savings Fund-Conservative Plan?
The minimum first investment in Tata Retirement Savings Fund-Conservative Plan is ₹5,000, and ₹1,000 after that. SIPs are available (SIP available with frequencies: Monthly (min Rs.500/1000), Quarterly (min Rs.1000/1500), Weekly (min Rs.500), Daily (min Rs.500). Minimum 12 instalments for monthly, 6 for quarterly, 4 for quarterly higher amount, 12 for weekly/daily.).
How risky is Tata Retirement Savings Fund-Conservative Plan?
Tata Retirement Savings Fund-Conservative Plan is rated "moderately high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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