AMC
HDFC Mutual Fund
Category
Credit Risk Fund
ISIN
INF179KA1FZ3

HDFC Credit Risk Debt Fund

₹28.3478

+₹0.0195 (+0.07%)

NAV · Direct · Growth ·

HDFC Credit Risk Debt Fund's Direct Growth NAV was ₹28.3478 on 19 Oct 2026, up 0.07% on the day. Its 3-year return is 8.10% a year.

52-week NAV range0.2% below high
₹26.6682₹28.3998
Expense ratio
1.51%
Fund size
₹7,326.77 Cr
Min. investment
₹100

NAV history

Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹26.6682 to ₹28.3998.

Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.

Fund details

Expense ratio
1.51% (Direct)
Exit load
up to 15% units redeemable without exit load. beyond that: 1% if redeemed within 12 months, 0.5% if redeemed after 12 months but within 18 months, no exit load after 18 months from allotment.
Riskometer
High
Benchmark
Nifty Credit Risk Bond Index B-II
Launched
6 Mar 2014
Fund managers
Praveen Jain, Gopal Agrawal, Bhavyesh Divecha

Fund size, expense ratio and minimums as of 16 Sep 2026.

All plans

PlanISINNAV1 dayExpense ratio1 year
Direct · GrowthINF179KA1FZ3₹28.3478+0.07%1.51%+6.40%
Regular · GrowthINF179KA1GC0₹26.0516+0.06%1.51%+5.84%
Direct · IDCW QuarterlyINF179KA1GA4₹10.7820+0.07%1.51%+0.21%
Direct · IDCWINF179KA1I61₹24.8498+0.07%1.51%+6.40%
Regular · IDCW QuarterlyINF179KA1GD8₹10.4331+0.06%1.51%+0.14%
Regular · IDCWINF179KA1I87₹23.9891+0.06%1.51%+5.84%

All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).

About this fund

HDFC Credit Risk Debt Fund is an open-ended mutual fund from HDFC Mutual Fund, in the Credit Risk Fund category. It began on 6 Mar 2014. It is benchmarked to the Nifty Credit Risk Bond Index B-II. The fund manages ₹7,326.77 Cr across its plans as of 16 Sep 2026. The Direct · Growth plan has an expense ratio of 1.51%. The minimum first investment is ₹100, and SIPs are available.

FAQs

What is the NAV of HDFC Credit Risk Debt Fund?

The NAV of HDFC Credit Risk Debt Fund (Direct · Growth) was ₹28.3478 on 19 Oct 2026, up 0.07% from the previous NAV.

What plans does HDFC Credit Risk Debt Fund have?

HDFC Credit Risk Debt Fund has 6 plans: Direct · Growth; Regular · Growth; Direct · IDCW Quarterly; Direct · IDCW; Regular · IDCW Quarterly; Regular · IDCW.

What is the expense ratio of HDFC Credit Risk Debt Fund?

The Direct · Growth plan of HDFC Credit Risk Debt Fund has an expense ratio of 1.51%.

What is the fund size (AUM) of HDFC Credit Risk Debt Fund?

HDFC Credit Risk Debt Fund manages ₹7,326.77 Cr across all plans as of 16 Sep 2026.

What returns has HDFC Credit Risk Debt Fund delivered?

HDFC Credit Risk Debt Fund returned +6.40% over 1Y, +8.10% a year over 3Y, +7.05% a year over 5Y. Past performance does not guarantee future returns.

What is the exit load of HDFC Credit Risk Debt Fund?

HDFC Credit Risk Debt Fund: up to 15% units redeemable without exit load. beyond that: 1% if redeemed within 12 months, 0.5% if redeemed after 12 months but within 18 months, no exit load after 18 months from allotment..

What is the minimum investment and SIP amount for HDFC Credit Risk Debt Fund?

The minimum first investment in HDFC Credit Risk Debt Fund is ₹100, and ₹100 after that. SIPs are available (SIP available at Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly frequencies. Minimum amounts range from Rs.100 for DSIP/WSIP/MSIP to Rs.5000 for YSIP. Minimum installments vary by frequency and amount.).

How risky is HDFC Credit Risk Debt Fund?

HDFC Credit Risk Debt Fund is rated "high risk" on SEBI's riskometer.

For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

Full disclaimer

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