- AMC
- Nippon India Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF204K01A74
Nippon India Credit Risk Fund
₹42.4369
+₹0.0273 (+0.06%)
NAV · Direct · Growth ·
Nippon India Credit Risk Fund's Direct Growth NAV was ₹42.4369 on 19 Oct 2026, up 0.06% on the day. Its 3-year return is 8.78% a year.
- Expense ratio
- 1.39%
- Fund size
- ₹1,311.24 Cr
- Min. investment
- ₹500
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹39.6398 to ₹42.4667.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 1.39% (Direct)
- Exit load
- 25% of units redeemable without exit load within 12 months. excess redemptions: 1% if redeemed within 12 months from allotment, nil after 12 months. fifo basis.
- Riskometer
- Moderately high
- Benchmark
- CRISIL Credit Risk Debt B-II Index
- Launched
- 10 May 2005
- Fund managers
- Sushil Budhia
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF204K01A74 | ₹42.4369 | +0.06% | 1.39% | +7.12% |
| Regular · Growth | INF204K01FQ3 | ₹38.1799 | +0.06% | 1.39% | +6.29% |
| Direct · IDCW Quarterly | INF204K01A82 | ₹13.6199 | +0.06% | 1.39% | −0.55% |
| Direct · IDCW | INF204KA1WV6 | ₹22.9762 | +0.06% | 1.39% | +7.12% |
| Regular · IDCW Quarterly | INF204K01FR1 | ₹13.0130 | +0.06% | 1.39% | −0.65% |
| Regular · IDCW | INF204KA1WT0 | ₹20.9428 | +0.06% | 1.39% | +6.29% |
| Institutional · Growth | INF204K01FT7 | ₹40.2323 | +0.05% | 1.39% | +7.31% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
Nippon India Credit Risk Fund is an open-ended mutual fund from Nippon India Mutual Fund, in the Credit Risk Fund category. It began on 10 May 2005. It is benchmarked to the CRISIL Credit Risk Debt B-II Index. The fund manages ₹1,311.24 Cr across its plans as of 16 Oct 2026. The Direct · Growth plan has an expense ratio of 1.39%. The minimum first investment is ₹500, and SIPs are available.
FAQs
What is the NAV of Nippon India Credit Risk Fund?
The NAV of Nippon India Credit Risk Fund (Direct · Growth) was ₹42.4369 on 19 Oct 2026, up 0.06% from the previous NAV.
What plans does Nippon India Credit Risk Fund have?
Nippon India Credit Risk Fund has 7 plans: Direct · Growth; Regular · Growth; Direct · IDCW Quarterly; Direct · IDCW; Regular · IDCW Quarterly; Regular · IDCW; Institutional · Growth.
What is the expense ratio of Nippon India Credit Risk Fund?
The Direct · Growth plan of Nippon India Credit Risk Fund has an expense ratio of 1.39%.
What is the fund size (AUM) of Nippon India Credit Risk Fund?
Nippon India Credit Risk Fund manages ₹1,311.24 Cr across all plans as of 16 Oct 2026.
What returns has Nippon India Credit Risk Fund delivered?
Nippon India Credit Risk Fund returned +7.12% over 1Y, +8.78% a year over 3Y, +7.84% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of Nippon India Credit Risk Fund?
Nippon India Credit Risk Fund: 25% of units redeemable without exit load within 12 months. excess redemptions: 1% if redeemed within 12 months from allotment, nil after 12 months. fifo basis..
What is the minimum investment and SIP amount for Nippon India Credit Risk Fund?
The minimum first investment in Nippon India Credit Risk Fund is ₹500, and ₹500 after that. SIPs are available (Monthly/Quarterly/Yearly. Min Rs.100/month (60 months), Rs.500/month (12 months), Rs.1000/month (6 months), Rs.500/quarter (12 quarters), Rs.1500/quarter (4 quarters), Rs.5000/year (2 years). Dates: 1st to 31st of month.).
How risky is Nippon India Credit Risk Fund?
Nippon India Credit Risk Fund is rated "moderately high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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