- AMC
- Kotak Mahindra Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF174K01LZ7
Kotak Credit Risk Fund
₹36.3101
+₹0.0394 (+0.11%)
NAV · Direct · Growth ·
Kotak Credit Risk Fund's Direct Growth NAV was ₹36.3101 on 19 Oct 2026, up 0.11% on the day. Its 3-year return is 8.42% a year.
- Expense ratio
- 1.73%
- Fund size
- ₹741.58 Cr
- Min. investment
- ₹100
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹34.2415 to ₹36.4039.
Direct · Growth plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 1.73% (Direct)
- Exit load
- nil for redemption/switch out up to 6% of initial investment within 1 year; 1% for excess beyond 6% within 1 year; nil after 1 year
- Riskometer
- High
- Benchmark
- CRISIL Credit Risk Debt B-II Index
- Launched
- 12 Apr 2010
- Fund managers
- Vihag Mishra, Deepak Agrawal
Fund size, expense ratio and minimums as of 16 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF174K01LZ7 | ₹36.3101 | +0.11% | 1.73% | +6.25% |
| Regular · Growth | INF174K01DY7 | ₹31.8955 | +0.10% | 1.73% | +5.27% |
| Regular · IDCW | INF174K01EG2 | ₹13.8710 | +0.10% | 1.73% | +5.27% |
| Regular · IDCW | INF174K01MG5 | ₹27.2715 | +0.11% | 1.73% | +6.24% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
Kotak Credit Risk Fund is an open-ended mutual fund from Kotak Mahindra Mutual Fund, in the Credit Risk Fund category. It began on 12 Apr 2010. It is benchmarked to the CRISIL Credit Risk Debt B-II Index. The fund manages ₹741.58 Cr across its plans as of 16 Oct 2026. The Direct · Growth plan has an expense ratio of 1.73%. The minimum first investment is ₹100, and SIPs are available.
FAQs
What is the NAV of Kotak Credit Risk Fund?
The NAV of Kotak Credit Risk Fund (Direct · Growth) was ₹36.3101 on 19 Oct 2026, up 0.11% from the previous NAV.
What plans does Kotak Credit Risk Fund have?
Kotak Credit Risk Fund has 4 plans: Direct · Growth; Regular · Growth; Regular · IDCW; Regular · IDCW.
What is the expense ratio of Kotak Credit Risk Fund?
The Direct · Growth plan of Kotak Credit Risk Fund has an expense ratio of 1.73%.
What is the fund size (AUM) of Kotak Credit Risk Fund?
Kotak Credit Risk Fund manages ₹741.58 Cr across all plans as of 16 Oct 2026.
What returns has Kotak Credit Risk Fund delivered?
Kotak Credit Risk Fund returned +6.25% over 1Y, +8.42% a year over 3Y, +6.61% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of Kotak Credit Risk Fund?
Kotak Credit Risk Fund: nil for redemption/switch out up to 6% of initial investment within 1 year; 1% for excess beyond 6% within 1 year; nil after 1 year.
What is the minimum investment and SIP amount for Kotak Credit Risk Fund?
The minimum first investment in Kotak Credit Risk Fund is ₹100, and ₹100 after that. SIPs are available (SIP available with Daily, Weekly, Monthly, Quarterly, Half-Yearly and Annually frequency. Minimum Rs. 100 and any amount thereafter in multiples of Rs. 100. Any date from 1st to 31st of month/quarter.).
How risky is Kotak Credit Risk Fund?
Kotak Credit Risk Fund is rated "high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
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