- AMC
- SBI Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF200K01QK1
SBI Credit Risk Fund
₹16.4598
+₹0.0072 (+0.04%)
NAV · Regular · IDCW Daily ·
SBI Credit Risk Fund's Regular IDCW Daily NAV was ₹16.4598 on 19 Oct 2026, up 0.04% on the day. Its 3-year return is 7.70% a year.
- Expense ratio
- 1.55%
- Fund size
- ₹2,145.44 Cr
- Min. investment
- ₹5,000
NAV history
Between 20 Oct 2025 and 19 Oct 2026, the NAV ranged from ₹15.4395 to ₹16.5156.
Regular · IDCW Daily plan. 3Y, 5Y and since-launch returns are annualised; since launch is absolute until the fund is a year old.
Fund details
- Expense ratio
- 1.55% (Regular)
- Exit load
- 3% for exit within 12 months (92% of investment); 1.5% for exit within 12-24 months (92% of investment); 0.75% for exit within 24-36 months (92% of investment); nil after 36 months and for 8% of investment anytime
- Riskometer
- High
- Benchmark
- CRISIL Composite Credit Risk Index
- Launched
- 5 Jul 2004
- Fund managers
- Lokesh Mallya
Fund size, expense ratio and minimums as of 1 Oct 2026.
All plans
| Plan | ISIN | NAV | 1 day | Expense ratio | 1 year |
|---|---|---|---|---|---|
| Direct · Growth | INF200K01SV4 | ₹54.1581 | +0.05% | 0.91% | +7.33% |
| Regular · Growth | INF200K01685 | ₹49.7310 | +0.04% | 1.55% | +6.64% |
| Direct · IDCW Daily | INF200K01SS0 | ₹17.1851 | +0.05% | 0.91% | +7.33% |
| Direct · IDCW | INF200K01ST8 | ₹25.2029 | +0.05% | 0.91% | +7.33% |
| Regular · IDCW Daily | INF200K01QK1 | ₹16.4598 | +0.04% | 1.55% | +6.64% |
| Regular · IDCW | INF200K01693 | ₹22.4826 | +0.04% | 1.55% | +6.64% |
All plans hold the same portfolio. They differ in expense ratio (Direct plans pay no distributor commission) and in how gains are handled (Growth reinvests, IDCW pays out).
About this fund
SBI Credit Risk Fund is an open-ended mutual fund from SBI Mutual Fund, in the Credit Risk Fund category. It began on 5 Jul 2004. It is benchmarked to the CRISIL Composite Credit Risk Index. The fund manages ₹2,145.44 Cr across its plans as of 1 Oct 2026. The Regular · IDCW Daily plan has an expense ratio of 1.55%. The minimum first investment is ₹5,000, and SIPs are available.
FAQs
What is the NAV of SBI Credit Risk Fund?
The NAV of SBI Credit Risk Fund (Regular · IDCW Daily) was ₹16.4598 on 19 Oct 2026, up 0.04% from the previous NAV.
What plans does SBI Credit Risk Fund have?
SBI Credit Risk Fund has 6 plans: Direct · Growth; Regular · Growth; Direct · IDCW Daily; Direct · IDCW; Regular · IDCW Daily; Regular · IDCW.
What is the expense ratio of SBI Credit Risk Fund?
The Regular · IDCW Daily plan of SBI Credit Risk Fund has an expense ratio of 1.55%.
What is the fund size (AUM) of SBI Credit Risk Fund?
SBI Credit Risk Fund manages ₹2,145.44 Cr across all plans as of 1 Oct 2026.
What returns has SBI Credit Risk Fund delivered?
SBI Credit Risk Fund returned +6.64% over 1Y, +7.70% a year over 3Y, +6.95% a year over 5Y. Past performance does not guarantee future returns.
What is the exit load of SBI Credit Risk Fund?
SBI Credit Risk Fund: 3% for exit within 12 months (92% of investment); 1.5% for exit within 12-24 months (92% of investment); 0.75% for exit within 24-36 months (92% of investment); nil after 36 months and for 8% of investment anytime.
What is the minimum investment and SIP amount for SBI Credit Risk Fund?
The minimum first investment in SBI Credit Risk Fund is ₹5,000, and ₹1,000 after that. SIPs are available (SIP available with Daily, Weekly, Monthly, Quarterly, Half Yearly, Yearly frequencies. Minimum Rs.500 for 12 monthly installments or Rs.1000 for 6 installments. STP and SWP also available.).
How risky is SBI Credit Risk Fund?
SBI Credit Risk Fund is rated "high risk" on SEBI's riskometer.
For information only. Not investment advice or a research report. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
Full disclaimerSee how SBI Credit Risk Fund fits your plan
Armor checks every holding against your goals, risk and timeline.
Get the app